Terms of Use

These Terms of Use govern your access to and use of this website, operated by Q Mortgage LLC, the legal entity doing business as Q Commercial Capital.

Read them. They describe what this site is, what it is not, and the limits of what you can rely on it for.

By accessing, browsing, or using this website, you agree to be bound by these Terms of Use and by our Privacy Policy. If you do not agree, do not use the site.

If you use this site on behalf of a company, partnership, trust, or other entity, you represent that you have authority to bind that entity, and "you" refers to both you individually and that entity.

You agree to use this site only for lawful purposes. You may not attempt to gain unauthorized access to any part of the site or its systems, interfere with its operation, introduce malicious code, scrape or harvest content or contact information by automated means, or use the site to transmit unlawful, fraudulent, or misleading information.

All content on this site — program descriptions, property type pages, articles, FAQs, definitions, and examples — is provided for general educational and informational purposes.

Nothing on this site constitutes an offer to lend, a commitment to lend, a loan approval, a rate quote, or a solicitation of an offer to buy or sell any financial product. Q Commercial Capital is a division of Q Mortgage LLC operating as a mortgage broker. We arrange financing through wholesale lenders. We do not fund loans, do not underwrite them, and do not make credit decisions.

All financing is subject to underwriting, appraisal, title review, due diligence, and lender approval. Programs, terms, rates, loan amounts, documentation requirements, and eligibility vary by lender, property, borrower, and transaction, and are subject to change without notice.

Nothing on this site is legal, tax, accounting, investment, or appraisal advice. Consult your own attorney, accountant, and advisors before making a financial decision. Your reliance on any content is at your own risk.

This site provides calculators and estimation tools as a convenience. They are illustrative only.

Calculator results are generated from the values you enter, using standard formulas and simplifying assumptions. They are not quotes, not approvals, and not predictions of what any lender will offer. They do not incorporate lender-specific underwriting adjustments, all applicable fees and closing costs, escrows, reserves, third-party report costs, taxes, insurance, prepayment structures, or the actual terms of any loan.

We do not warrant that calculator output is accurate, complete, current, or suitable for any purpose. Actual loan amounts, payments, and qualifying figures will differ, potentially materially. Do not use output from this site as the basis for a purchase decision, a financing commitment, an offer, or any other financial obligation. Verify all figures with the lender and with your own advisors.

The content of this site — text, graphics, photographs, illustrations, layout, design, page structure, code, and the compilation and arrangement of all of it — is owned by Q Mortgage LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

"Q Commercial Capital," "Q Mortgage," and associated logos and marks are the property of Q Mortgage LLC. Other names and marks appearing on this site are the property of their respective owners, and their appearance does not imply any endorsement, sponsorship, or affiliation.

You may view, download, and print pages for your own personal or internal business reference. You may not reproduce, republish, distribute, sell, license, modify, create derivative works from, or use for commercial purposes any part of this site without prior written permission. Automated scraping, framing, and mirroring of site content are prohibited.

Photography licensed from third-party sources is used under the terms of those licenses and may not be extracted or reused from this site.

This site contains links to websites operated by third parties, including wholesale lenders, regulatory registries such as NMLS Consumer Access, government agencies, and reference resources.

Those links are provided for convenience and reference. We do not control third-party sites, do not review or endorse their content, and are not responsible for their accuracy, availability, security, or privacy practices. A link is not an endorsement, a recommendation, or an indication of any business relationship unless expressly stated.

Your use of any third-party site is governed by that site's own terms and privacy policy, and is at your own risk.

This site and all content on it are provided "as is" and "as available," without warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranty regarding accuracy, completeness, currency, uninterrupted availability, or freedom from errors or harmful components.

To the fullest extent permitted by applicable law, Q Mortgage LLC, its officers, members, employees, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any lost profits, lost business, lost data, or lost opportunity, arising from or relating to your use of or inability to use this site, your reliance on any content or calculator output, or any error, omission, interruption, or security incident affecting the site — whether based in contract, tort, negligence, strict liability, or any other theory, and whether or not we were advised of the possibility of such damages.

Where liability cannot be excluded, our total aggregate liability arising from your use of this site is limited to one hundred dollars ($100.00).

Some jurisdictions do not allow certain exclusions or limitations, so portions of this section may not apply to you.

You agree to indemnify, defend, and hold harmless Q Mortgage LLC and its officers, members, employees, and agents from any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising from your use of this site, your violation of these Terms of Use, your violation of any law, or your infringement of any third party's rights.

These Terms of Use, and any dispute arising from or relating to them or to your use of this site, are governed by the laws of the state in which Q Mortgage LLC maintains its principal place of business, without regard to conflict of law principles, and any action or proceeding must be brought exclusively in the state or federal courts of that state, to whose personal jurisdiction and venue you consent.

This governing law provision applies to use of this website. It does not alter the governing law of any loan document, which is set by that document.

We may revise these Terms of Use at any time. Revisions take effect when posted, and the revised terms apply to your use of the site from that point forward. Your continued use of the site after a revision constitutes acceptance of the revised terms. Review this page periodically.

We may also modify, suspend, or discontinue any part of this site at any time without notice.

If any provision of these terms is found unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will continue in full force. Our failure to enforce any provision is not a waiver of it. These terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding use of this site.

Questions about these Terms of Use:

Email: info@qmortgage.ai Phone: (903) 402-5626

Q Mortgage LLC — Q Mortgage NMLS #2567464. Q Commercial Capital is the commercial financing division of Q Mortgage LLC.