Licensing and Disclosures

This page identifies the legal entity behind Q Commercial Capital, states our role in a financing transaction, and sets out the disclosures that apply to the information published on this site.

We would rather state these plainly on their own page than bury them in small type at the bottom of a marketing message.

Q Commercial Capital is the commercial financing division of Q Mortgage LLC.

Legal entity: Q Mortgage LLC License identification: Q Mortgage NMLS #2567464 Phone: (903) 402-5626 Email: info@qmortgage.ai

Q Commercial Capital is a trade designation used by Q Mortgage LLC for its commercial lending activity. It is not a separate legal entity. All obligations, licenses, and registrations referenced on this site belong to Q Mortgage LLC.

Q Mortgage LLC, operating as Q Commercial Capital, acts as a mortgage broker. We are not a lender.

We do not originate loans with our own funds, we do not underwrite loans, we do not issue credit decisions, and we do not set the rates, terms, fees, or conditions of any financing. Our role is to evaluate a transaction, identify wholesale lenders whose current programs may fit it, prepare and present the file, and manage the process through closing.

Every approval, denial, term sheet, commitment, rate, fee, and condition comes from the funding lender, not from us. Any statement on this site describing what a loan program can do describes what lenders in the market generally offer — not an offer we are extending.

We may receive compensation in connection with arranging financing. The nature, source, and amount of that compensation will be disclosed to you in accordance with applicable law and the terms of your transaction.

License status, license numbers, state authorizations, regulatory history, and the current standing of Q Mortgage LLC and its mortgage loan originators are maintained by the Nationwide Multistate Licensing System and Registry and are publicly available.

We do not publish a list of authorized states on this page. License status changes, and a static list on a marketing site is exactly the kind of information that goes stale without anyone noticing. The authoritative record is the one maintained by the regulators.

To verify our licensing, look up Q Mortgage NMLS #2567464 through NMLS Consumer Access, the free public registry operated by the Conference of State Bank Supervisors. The registry record is the authoritative source for the entity's license status and any state authorizations it holds.

If you want to know whether we can assist with a transaction in a particular state, contact us directly at (903) 402-5626 or info@qmortgage.ai and we will tell you.

Q Mortgage LLC is an Equal Housing Opportunity company.

We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, marital status, age, receipt of public assistance income, or the good faith exercise of any right under the Consumer Credit Protection Act.

If you believe you have been treated unfairly in connection with a transaction involving our company, contact us at info@qmortgage.ai. You may also pursue a complaint with the appropriate federal or state regulatory authority.

The loan programs described on this site are illustrative of financing structures generally available in the commercial mortgage market. They are not offers, not commitments, and not a guarantee that any particular program is available to you, for your property, in your market, or at any given time.

Wholesale lender programs change without notice. A program described here may be modified, suspended, or withdrawn by the lenders who offer it. Loan amounts, property type eligibility, occupancy requirements, borrower eligibility, entity requirements, geographic availability, documentation standards, and structural options all vary by lender, property, borrower, and transaction.

Nothing on this site should be relied upon as confirmation that financing is available for a specific transaction. That determination requires a review of the actual transaction.

All financing described or discussed on this site is subject to underwriting, appraisal, title review, environmental review where applicable, due diligence, and final lender approval.

A scenario review, a preliminary indication, a discussion of likely structures, or a quoted range of possibilities is not an approval and does not obligate any lender to fund. Approval authority rests solely with the funding lender and may be conditioned, modified, or withdrawn based on information developed during underwriting.

Completing a form on this site does not constitute a loan application, and submitting information to us does not create a lending relationship or an obligation on the part of any lender.

This site does not publish interest rates or annual percentage rates. Rates, fees, points, amortization terms, loan terms, prepayment structures, and all other economic terms are established by the funding lender and vary by lender, property, borrower, transaction, market conditions, and the timing of the transaction.

Any figures produced by calculators or tools on this site are estimates generated from the values you enter. They are educational illustrations only. They do not reflect an actual quote, do not include all costs associated with a transaction, and do not account for lender-specific underwriting adjustments, escrows, reserves, third-party report costs, or closing costs. Actual figures will differ. Do not use calculator output as the basis for a financial commitment.

Terms provided by a lender are subject to that lender's disclosures and documentation, which govern in the event of any inconsistency with information on this site.

We make no guarantee of approval, no guarantee of any rate or term, and no guarantee that any transaction will close or close within any particular timeframe.

We do not control lender credit decisions, appraised values, title conditions, third-party report turnaround, or the actions of any counterparty to your transaction. Statements about typical process timelines describe general experience in the market and are possibilities, not commitments.

Information provided on this site is for general educational purposes and does not constitute a commitment to lend, legal advice, tax advice, accounting advice, or investment advice. Consult your own attorney, accountant, and advisors regarding your specific circumstances.

If you have a question about our licensing, our role in a transaction, or any disclosure on this page, contact us directly.

Phone: (903) 402-5626 Email: info@qmortgage.ai

Q Mortgage LLC — Q Mortgage NMLS #2567464. Q Commercial Capital is the commercial financing division of Q Mortgage LLC.